Open an Offline Account

Opening an Account is as Easy as 1-2-3

  1. Select the type of account you’d like to open from the list below. Not sure which account is right for you? Visit Types of Accounts.
  2. Download and complete the required forms. Consult the New Accounts Checklist before you begin to ensure you have everything you need.
  3. Mail the originals and supporting documents to:
    Credential Direct
    800 - 1111 West Georgia St.
    Vancouver, BC  V6E 4T6
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Forms

Cash, Margin, RRSPs, RRIFsExpand/Collapse

NOTE: Registered accounts are only offered in Canadian funds.

Margin and options accounts must have an initial minimum balance of $2,000. Options trading account minimum balances can be combined with margin and registered account balances.

When you open a cash trading, options trading or margin account, we automatically open both a Canadian and a US dollar account for you.

TFSAs (Individual Account Ownership Only)Expand/Collapse

NOTE: A cash account must be opened at same time on the TFSA (or RESP) application

Corporate Account Expand/Collapse

  • Account Application
  • Account Agreements (read only)
  • Corporate Resolution
  • Officers, directors and beneficial owners
  • Withholding Tax Treaty statement
  • Account Guarantee (margin account only)
  • Copy of articles of incorporation
  • Certificate of Incorporation issued within the last 12 months; or when certificate is older than 12 months, include one of these additional items:
    • Certificate of Corporate Status dated within the last 12 months
    • A record that has to be filed annually under provincial securities legislation
    • The corporation’s published annual report signed by an independent audit firm
    • A letter or a notice of assessment for the corporation from a municipal, provincial, territorial or federal government
    • Any other ‘current’ public record that confirms the corporation’s existence
  • $10 corporate cheque
  • $10 personal cheque and photocopy of valid picture ID from each person with trading authority signing the Corporate Resolution or Account Confirmation
  • Photocopy of valid picture ID from each Beneficial Owner indicated on the Officers, Directors, and Beneficial Owners form
  • W-9 - Request for Taxpayer Identification Number and Certification (This form is mandatory for each applicant that is a US Citizen or a US Resident)

Investment Club or Unincorporated Group Expand/Collapse

  • Account Application
  • Account agreements (read only)
  • Joint Account Election Form
  • List of Members (unincorporated associations)
  • Officers, Directors and Beneficial Owners
  • Trading Authorization (for unincorporated groups)
  • W-8IMY (please complete parts I, VI & VII - applies to investment club if it is a legal partnership)
  • Copy of the club's rules, bylaws and meeting minutes to confirm its existence and its consent for use of funds and trading authorities
  • $10 investment club cheque
  • $10 personal cheque and photocopy of valid picture ID from each person with trading authority or Account Confirmation
  • Photocopy of valid picture ID from each beneficial owner indicated on the officers, directors, and beneficial owners form
  • Photocopy of valid picture ID from each member indicated on the Addendum to Trading Authorization for Unincorporated Groups form
  • W-9 - Request for Taxpayer Identification Number and Certification (This form is mandatory for each applicant that is a US Citizen or a US Resident)

Informal In-trust Account Expand/Collapse

Simple Trust In-trust Account Expand/Collapse

  • Account Application
  • Account agreements (read only)
  • Notarized copy of the Formal Trust Agreement / Deed / Indenture
  • W-8IMY - (Please complete Parts I, VI & VII in the name of the trust)
  • Joint Account Election Form
  • Account Confirmation for the Trust Chequing account
  • KYC Supplemental form for each applicant, settler, trustee and each Beneficiary
  • Account Confirmation for each applicant, settler, trustee and each Beneficiary
  • Photocopy of valid picture ID from each applicant, settler, trustee and each beneficiary.
  • W-9 - Request for Taxpayer Identification Number and Certification (This form is mandatory for each applicant that is a US Citizen or a US Resident)

Grantor In-trust Account Expand/Collapse

  • Account Application
  • Account Agreements (read only)
  • Notarized copy of the Formal Trust Agreement / Deed / Indenture
  • W-8IMY - (Please complete Parts I, VI & VII in the name of the trust)
  • Joint Account Election Form
  • Account Confirmation for the Trust Chequing account
  • KYC Supplemental form for each applicant, settler, trustee and each Beneficiary
  • Account Confirmation for each applicant, settler, trustee and each Beneficiary
  • Photocopy of valid picture ID from each applicant, settler, trustee and each beneficiary.
  • W-9 - Request for Taxpayer Identification Number and Certification (This form is mandatory for each applicant that is a US Citizen or a US Resident)

Complex In-trust Account Expand/Collapse

  • Account Application
  • Account Agreements (read only)
  • Notarized copy of the Formal Trust Agreement / Deed / Indenture
  • W-8BEN (Complete Parts I & IV in the name of the trust)
  • Account Confirmation for the Trust Chequing account
  • KYC Supplemental form for each applicant, settler, trustee and each Beneficiary
  • Account Confirmation for each applicant, settler, trustee and each Beneficiary
  • Photocopy of valid picture ID from each applicant, settler, trustee and each beneficiary.
  • W-9 - Request for Taxpayer Identification Number and Certification (This form is mandatory for each applicant that is a US Citizen or a US Resident)

Estate Account Expand/Collapse

RESP Account Expand/Collapse

See the help section for frequently asked questions about Government Sponsored RESP Programs

Locked-in AccountsExpand/Collapse

Addendums for locked-in accounts

Federal

Alberta

British Columbia

Manitoba

New Brunswick

Newfoundland

Nova Scotia

Ontario

Quebec

Saskatchewan

Mon to Fri:
6:15 a.m. to 3:00 p.m. Pacific Time 9:15 a.m. to 6:00 p.m. Eastern Time